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How We Can Help

Medicare is the US Federal Government’s health insurance program for people age 65 and older, certain younger people with disabilities and people of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant)

Typically, Medicare covers 80% of your expenses, and for most procedures leaves you responsible with paying the additional 20% of out-of-pocket costs.

Medicare also has coinsurance, copayments, or deductibles. For example, the standard initial Medicare Part A Hospital Insurance Deductible is $1,340 for each sixty (60) day benefit period (in 2018).

For these reasons, most people on Medicare decide to purchase a Medicare Supplement Plan to help cover the costs that Medicare doesn’t.


 

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